Lucian Luo is reborn on the day he receives 10 million yuan in Demolition Compensation at the age of 18, and completely abandons his past obsession of pretending to be a Wealthy Heir to mix in Social Circles. He takes out a loan to purchase the long-coveted Serene Gardens luxury penthouse, seizes the volatility window of Middle Eastern Crude Oil, and turns 400,000 yuan in principal into 39 million yuan in just half a month, paying off the remaining property balance in advance. This action leads Farrell Fang, the Riverhold Chamber President who sold him the apartment, to misjudge him as a "top elite from Capital City", take the initiative to befriend him, and secretly pave the way for his development. Lucian enrolls in the finance department of Riverhold University, and lives in Dorm 504 with his roommates: the honest Easton Han, Zane Chen, a status-conscious son of a nouveau riche, and Ivan Zhao, a low-key top Wealthy Heir. During Military Training, he meets the cool, reserved campus beauty Zoe Shen for the first time, and his unconventional attitude sparks strong curiosity in her.
