The Underworld's finances are strained—deadbeat debtor Zhao Dehou has dodged taxes to the Yama Palace for ten years, blaming his son Zhao Nian'gui for failing to burn joss paper. Yama gives him one month to settle up—and dispatches Meng Xiaoqi, a greedy, hot-headed Dream-Messenger, to collect in the Mortal Realm. At the City God Temple, Meng Xiaoqi stumbles upon Zhao Nian'gui, a down-on-his-luck fortune-teller—and discovers he was born with an elite, wealthy fate.