Phoebe is a 28-year-old supermarket cashier in New York. Her life is as exciting as a box of expired cereal — low pay, near-zero savings, and a love life that simply doesn't exist. Her only "family" are two rent-free roommates: Milo, a stubby-legged cat who looks adorable but thinks like a Wall Street shark, and Ben, a border collie built like a linebacker but emotionally fragile as a soap bubble. What Phoebe doesn't know is that every night while she sleeps, Milo drops the cute act and becomes a full-on financial mastermind — quietly trading stocks, managing her budget, and rescuing her from her own terrible money decisions. His motivation? Simple. If she keeps this up, he won't even be able to afford canned food.
This is a story about an ordinary woman slowly finding herself. Getting yelled at by customers, mocked by old classmates, nagged by her mother, and deceived by a charming liar — Phoebe stumbles, but never truly falls. Because somewhere she can't see, a cat who calls her an idiot has been quietly protecting her all along.
Also there's a dog who consistently makes everything worse at exactly the wrong moment.
