Peter, an ordinary employee at Walker Investment Bank, finds himself betrayed by both his best friend and his wife. In a fit of desperate, reckless driving, he crashes his car—colliding with Sam, the scion of a wealthy dynasty—and crosses paths with Sam's sister, Grace. Realizing that he and the unconscious Sam bear a striking physical resemblance, Grace proposes that Peter take Sam's place. Thus, Peter is transformed into an heir of the Sterling family, joining forces with Grace to carry out a calculated campaign of revenge.