Second Ruin

In his past life, Owen Carter was tricked by his younger brother’s girlfriend, Luna Bennett. She persuaded him to put his house up as collateral to open a gym beside a construction site. When the business collapsed completely, Owen was forced by the whole family to shoulder every ounce of the debt. Burdened with endless repayments, he worked himself to the bone day and night. In the end, he fell gravely ill and died exhausted in a hospital ward, abandoned and worn out.