Seraphina Fields despises pearl diver Marin Cole for his poverty and runs away from their wedding. Unable to return the dowry, her family coaxes slow-witted Holly Fields to take her place. The Cole family is furious but lets Holly stay. Holly has a gift for finding pearl oysters, helping the Cole family find treasure. Marin Cole goes from despising her to protecting her. Her sister falls for a swindler and is left with nothing.
