Ordinary young man Cole takes out a million-dollar loan to prepare for his wedding, only to be cruelly jilted by his girlfriend, Mandy Shaw, on the wedding day, leaving him with enormous debt. In his desperation, he awakens the Tenfold Cashback on Loans System, which gives him ten times the cash back for any loan he takes out. From then on, Cole goes on a wild loan spree, acquiring various assets as his net worth skyrockets.