A banished fortune fairy is taken in by ill-fortuned Seraphina Sinclair, forming a mother-daughter bond. Seraphina's father cursed her, stealing her fortune. The fairy uses celestial powers to defy fate and change her Mommy's destiny, helping her gain wealth. With Prince Regent Alastair Hawthorne, they turn the tables. The fairy sacrifices cultivation to break the curse. Seraphina becomes richest and finds happiness with Alastair. The fairy fulfills her mission and returns to the Mortal Realm.