Chloe gets her brother’s social‑media account from her mom, but accidentally adds Jace, the cold‑and‑handsome school heartthrob. For a whole month, she acts cute and begs for living expenses, treating Jace like her personal ATM. On Homecoming day, her real brother shows up on campus and the ridiculous misunderstanding comes out, leaving Chloe utterly mortified. To pay back the $4,850, she has to work off her debt at the student council. As they spend time together, awkward misunderstanding gradually turns into romantic chemistry. The icy creditor drops his cold mask, and a wonderful love story sparked by a wrong contact unfolds.
