Her Reckoning at Dawn

In her previous life, Shen Ningqing was burdened with over a hundred million in debt after her husband Lu Haoran died, and her daughter Lu Ruanruan went missing. For five years, Shen Ningqing suffered under relentless debt collectors, until she encountered Lu Haoran and her cousin Lin Yanran by the sea—only then did she realize it was all a scheme orchestrated by Lin Yanran and Lu Haoran! In despair, she tried to die alongside Lu Haoran, but the two killed her instead. Filled with hatred, Shen Ningqing is reborn on the very day Lu Haoran faked his death. She decides to turn the tables and make the betrayers pay one by one!