Miles Sterling descends from Kunlun Mountains with the Heavenly Debt Ledger to fulfill promises, aiding River City's Chloe Chandler, who assists Miles for one year. Adrian Stirling (Stirling Clan) covets Grand Prosperity's assets, leading commercial suppression. Miles resolves them. The Stirling Clan head unites clans, refuses agreements, confronting Miles. Miles uses cultivation to resolve the conflict, ensuring fulfillment. Miles supports Chloe.