Kai Moore, after failures, attempts suicide. Lands on criminal, unharmed, gets reward. Recalls beggar's prophecy: 'bad luck shifts to good'. Discovers: worse his luck, more fortunate he becomes. Hit by Claire Carter's car, hired as her fake boyfriend. At Carter estate, Richard Carter's tests overcome by Kai's unlucky streak. Passes tests, wins Claire's heart, finds beggar was fated. Kai transforms from unluckiest loser to lucky man, gaining love and career.