Song Xiyan is framed by her husband Chen Haodong and best friend Wu Lili. She is saddled with tens of millions in debt, loses her parents, and is murdered. Reborn back in 2019, she plans carefully. She outwits them and sends her husband, who faked his death, to the crematorium. She pretends to give up inheritance to draw debt collectors. Using memories from her past life, she tricks the scumbag into buying stocks that will crash at a high price. In the end, the villains get what they deserve and end up homeless.